FY2027 Small Area FMR · Isle Au Haut, ME

ZIP 04645 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04645 (Isle Au Haut, ME) is $1,380 a month, up 3.8% from FY2026. That is 8% below the Knox County, ME area-wide FMR of $1,503.

2-bedroom SAFMR$1,380per month ▲ 3.8%

Area-wide 2 BR FMR$1,503Knox County, ME

Rank in the area18thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,242

2 BR Small Area FMR$1,380

110% of SAFMR$1,518

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,110▲ 1.8%

1 BR$1,150▲ 5.5%

2 BR$1,380▲ 3.8%

3 BR$1,740▼ 3.9%

4 BR$1,880▲ 3.3%

FY2027 FY2026

Where 04645 sits in the Knox County, ME area

Of the 22 ZIP codes HUD lists for the area, 04645 has the 18th highest two-bedroom Small Area FMR. Knox County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,503 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,110	$999 – $1,221	$1,101	$1,090
1 bedroom	$1,150	$1,035 – $1,265	$1,236	$1,090
2 bedrooms	$1,380	$1,242 – $1,518	$1,503	$1,330
3 bedrooms	$1,740	$1,566 – $1,914	$1,968	$1,810
4 bedrooms	$1,880	$1,692 – $2,068	$1,975	$1,820

A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $98,300 and the 80% low-income limit for four people is $78,650. ZIP code 04645 lies mainly in Knox County. See the Knox County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04681	Stonington	6.0 mi	$1,360
04685	Swans Island	9.1 mi	$1,850
04863	Vinalhaven	11.8 mi	$1,400
04627	Deer Isle	12.2 mi	$1,640
04853	North Haven	13.3 mi	$1,910
04616	Brooklin	13.6 mi	$1,740

Questions

What is the Fair Market Rent for ZIP code 04645?

HUD's FY2027 Small Area Fair Market Rents for 04645 are $1,110 (studio), $1,150 (1 BR), $1,380 (2 BR), $1,740 (3 BR) and $1,880 (4 BR) a month.

What is the Section 8 payment standard in 04645?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04645 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04645?

The FY2026 income limits of the Knox County, ME area apply: median family income $98,300, low-income (80%) limit $78,650 for a family of four.