FY2027 Small Area FMR · Rockport, ME

ZIP 04856 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04856 (Rockport, ME) is $1,840 a month, up 5.1% from FY2026. That is 22% above the Knox County, ME area-wide FMR of $1,503.

2-bedroom SAFMR$1,840per month ▲ 5.1%

Area-wide 2 BR FMR$1,503Knox County, ME

Rank in the area6thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,656

2 BR Small Area FMR$1,840

110% of SAFMR$2,024

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,280▼ 8.6%

1 BR$1,510▲ 3.4%

2 BR$1,840▲ 5.1%

3 BR$2,410▲ 9.0%

4 BR$2,420▲ 1.3%

FY2027 FY2026

Where 04856 sits in the Knox County, ME area

Of the 22 ZIP codes HUD lists for the area, 04856 has the 6th highest two-bedroom Small Area FMR. Knox County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,503 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,840 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,280	$1,152 – $1,408	$1,101	$1,400
1 bedroom	$1,510	$1,359 – $1,661	$1,236	$1,460
2 bedrooms	$1,840	$1,656 – $2,024	$1,503	$1,750
3 bedrooms	$2,410	$2,169 – $2,651	$1,968	$2,210
4 bedrooms	$2,420	$2,178 – $2,662	$1,975	$2,390

A household renting a two-bedroom home at the Small Area FMR of $1,840 needs about $73,600 a year to keep housing costs at 30% of income. The area median family income is $98,300 and the 80% low-income limit for four people is $78,650. ZIP code 04856 lies mainly in Knox County. See the Knox County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04841	Rockland	3.3 mi	$1,380
04843	Camden	4.9 mi	$1,640
04847	Hope	5.3 mi	$1,490
04861	Thomaston	5.6 mi	$1,470
04864	Warren	7.0 mi	$1,410
04854	Owls Head	7.6 mi	$1,770

Questions

What is the Fair Market Rent for ZIP code 04856?

HUD's FY2027 Small Area Fair Market Rents for 04856 are $1,280 (studio), $1,510 (1 BR), $1,840 (2 BR), $2,410 (3 BR) and $2,420 (4 BR) a month.

What is the Section 8 payment standard in 04856?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04856 that range is $1,656 to $2,024 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04856?

The FY2026 income limits of the Knox County, ME area apply: median family income $98,300, low-income (80%) limit $78,650 for a family of four.