FY2027 Small Area FMR · Tenants Harbor, ME
ZIP 04860 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04860 (Tenants Harbor, ME) is $2,000 a month, down 7.4% from FY2026. That is 33% above the Knox County, ME area-wide FMR of $1,503.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 04860 sits in the Knox County, ME area
Of the 22 ZIP codes HUD lists for the area, 04860 has the 1st highest two-bedroom Small Area FMR. Knox County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,503 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,000 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,560 | $1,404 – $1,716 | $1,101 | $1,730 |
| 1 bedroom | $1,640 | $1,476 – $1,804 | $1,236 | $1,800 |
| 2 bedrooms | $2,000 | $1,800 – $2,200 | $1,503 | $2,160 |
| 3 bedrooms | $2,620 | $2,358 – $2,882 | $1,968 | $2,730 |
| 4 bedrooms | $2,660 | $2,394 – $2,926 | $1,975 | $2,950 |
A household renting a two-bedroom home at the Small Area FMR of $2,000 needs about $80,000 a year to keep housing costs at 30% of income. The area median family income is $98,300 and the 80% low-income limit for four people is $78,650. ZIP code 04860 lies mainly in Knox County. See the Knox County, ME county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 04860?
HUD's FY2027 Small Area Fair Market Rents for 04860 are $1,560 (studio), $1,640 (1 BR), $2,000 (2 BR), $2,620 (3 BR) and $2,660 (4 BR) a month.
What is the Section 8 payment standard in 04860?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04860 that range is $1,800 to $2,200 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 04860?
The FY2026 income limits of the Knox County, ME area apply: median family income $98,300, low-income (80%) limit $78,650 for a family of four.