FY2027 Small Area FMR · Jackman, ME
ZIP 04945 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04945 (Jackman, ME) is $1,860 a month, up 9.4% from FY2026. That is 50% above the Somerset County, ME area-wide FMR of $1,242.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 04945 sits in the Somerset County, ME area
Of the 30 ZIP codes HUD lists for the area, 04945 has the 1st highest two-bedroom Small Area FMR. Somerset County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,242 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,860 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,540 | $1,386 – $1,694 | $1,031 | $1,360 |
| 1 bedroom | $1,550 | $1,395 – $1,705 | $1,038 | $1,450 |
| 2 bedrooms | $1,860 | $1,674 – $2,046 | $1,242 | $1,700 |
| 3 bedrooms | $2,510 | $2,259 – $2,761 | $1,676 | $2,270 |
| 4 bedrooms | $2,590 | $2,331 – $2,849 | $1,731 | $2,430 |
A household renting a two-bedroom home at the Small Area FMR of $1,860 needs about $74,400 a year to keep housing costs at 30% of income. The area median family income is $81,700 and the 80% low-income limit for four people is $73,500. ZIP code 04945 lies mainly in Somerset County. See the Somerset County, ME county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 04945?
HUD's FY2027 Small Area Fair Market Rents for 04945 are $1,540 (studio), $1,550 (1 BR), $1,860 (2 BR), $2,510 (3 BR) and $2,590 (4 BR) a month.
What is the Section 8 payment standard in 04945?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04945 that range is $1,674 to $2,046 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 04945?
The FY2026 income limits of the Somerset County, ME area apply: median family income $81,700, low-income (80%) limit $73,500 for a family of four.