FY2027 Small Area FMR · Saint Albans, ME

ZIP 04971 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04971 (Saint Albans, ME) is $1,310 a month, up 2.3% from FY2026. That is 5% above the Somerset County, ME area-wide FMR of $1,242.

2-bedroom SAFMR$1,310per month ▲ 2.3%

Area-wide 2 BR FMR$1,242Somerset County, ME

Rank in the area11thof 30 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,179

2 BR Small Area FMR$1,310

110% of SAFMR$1,441

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,090▲ 5.8%

1 BR$1,090▼ 0.9%

2 BR$1,310▲ 2.3%

3 BR$1,770▲ 3.5%

4 BR$1,830■ 0.0%

FY2027 FY2026

Where 04971 sits in the Somerset County, ME area

Of the 30 ZIP codes HUD lists for the area, 04971 has the 11th highest two-bedroom Small Area FMR. Somerset County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,242 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,310 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,090	$981 – $1,199	$1,031	$1,030
1 bedroom	$1,090	$981 – $1,199	$1,038	$1,100
2 bedrooms	$1,310	$1,179 – $1,441	$1,242	$1,280
3 bedrooms	$1,770	$1,593 – $1,947	$1,676	$1,710
4 bedrooms	$1,830	$1,647 – $2,013	$1,731	$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $81,700 and the 80% low-income limit for four people is $73,500. ZIP code 04971 lies mainly in Somerset County. See the Somerset County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04965	Palmyra	5.9 mi	$1,460
04928	Corinna	6.4 mi	$1,840
04943	Hartland	7.3 mi	$1,140
04923	Cambridge	7.6 mi	$1,240
04930	Dexter	7.9 mi	$1,520
04953	Newport	9.2 mi	$1,490

Questions

What is the Fair Market Rent for ZIP code 04971?

HUD's FY2027 Small Area Fair Market Rents for 04971 are $1,090 (studio), $1,090 (1 BR), $1,310 (2 BR), $1,770 (3 BR) and $1,830 (4 BR) a month.

What is the Section 8 payment standard in 04971?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04971 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04971?

The FY2026 income limits of the Somerset County, ME area apply: median family income $81,700, low-income (80%) limit $73,500 for a family of four.