FY2027 Small Area FMR · Shawmut, ME

ZIP 04975 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04975 (Shawmut, ME) is $1,250 a month, up 1.6% from FY2026. That is 1% above the Somerset County, ME area-wide FMR of $1,242.

2-bedroom SAFMR$1,250per month ▲ 1.6%

Area-wide 2 BR FMR$1,242Somerset County, ME

Rank in the area19thof 30 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,125

2 BR Small Area FMR$1,250

110% of SAFMR$1,375

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,040▲ 5.1%

1 BR$1,040▼ 1.0%

2 BR$1,250▲ 1.6%

3 BR$1,690▲ 3.0%

4 BR$1,740▼ 1.1%

FY2027 FY2026

Where 04975 sits in the Somerset County, ME area

Of the 30 ZIP codes HUD lists for the area, 04975 has the 19th highest two-bedroom Small Area FMR. Somerset County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,242 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,040	$936 – $1,144	$1,031	$990
1 bedroom	$1,040	$936 – $1,144	$1,038	$1,050
2 bedrooms	$1,250	$1,125 – $1,375	$1,242	$1,230
3 bedrooms	$1,690	$1,521 – $1,859	$1,676	$1,640
4 bedrooms	$1,740	$1,566 – $1,914	$1,731	$1,760

A household renting a two-bedroom home at the Small Area FMR of $1,250 needs about $50,000 a year to keep housing costs at 30% of income. The area median family income is $81,700 and the 80% low-income limit for four people is $73,500. ZIP code 04975 lies mainly in Somerset County. See the Somerset County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04927	Clinton	3.6 mi	$1,490
04937	Fairfield	4.0 mi	$1,280
04944	Hinckley	5.1 mi	$1,260
04901	Waterville	5.9 mi	$1,360
04978	Smithfield	10.5 mi	$1,270
04922	Burnham	10.5 mi	$1,420

Questions

What is the Fair Market Rent for ZIP code 04975?

HUD's FY2027 Small Area Fair Market Rents for 04975 are $1,040 (studio), $1,040 (1 BR), $1,250 (2 BR), $1,690 (3 BR) and $1,740 (4 BR) a month.

What is the Section 8 payment standard in 04975?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04975 that range is $1,125 to $1,375 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04975?

The FY2026 income limits of the Somerset County, ME area apply: median family income $81,700, low-income (80%) limit $73,500 for a family of four.