FY2027 Small Area FMR · Bethel, VT
ZIP 05032 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05032 (Bethel, VT) is $1,820 a month, up 9.0% from FY2026. That is 15% above the Orange County, VT area-wide FMR of $1,581.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 05032 sits in the Orange County, VT area
Of the 36 ZIP codes HUD lists for the area, 05032 has the 4th highest two-bedroom Small Area FMR. Orange County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,581 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,820 for this ZIP code instead.
ZIP code 05032 crosses more than one HUD area. HUD also lists it under Windsor County, VT (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,540 | $1,386 – $1,694 | $1,101 | $1,420 |
| 1 bedroom | $1,550 | $1,395 – $1,705 | $1,378 | $1,430 |
| 2 bedrooms | $1,820 | $1,638 – $2,002 | $1,581 | $1,670 |
| 3 bedrooms | $2,380 | $2,142 – $2,618 | $2,018 | $2,190 |
| 4 bedrooms | $2,490 | $2,241 – $2,739 | $2,140 | $2,260 |
A household renting a two-bedroom home at the Small Area FMR of $1,820 needs about $72,800 a year to keep housing costs at 30% of income. The area median family income is $105,500 and the 80% low-income limit for four people is $84,400. ZIP code 05032 lies mainly in Windsor County. See the Orange County, VT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 05032?
HUD's FY2027 Small Area Fair Market Rents for 05032 are $1,540 (studio), $1,550 (1 BR), $1,820 (2 BR), $2,380 (3 BR) and $2,490 (4 BR) a month.
What is the Section 8 payment standard in 05032?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05032 that range is $1,638 to $2,002 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 05032?
The FY2026 income limits of the Orange County, VT area apply: median family income $105,500, low-income (80%) limit $84,400 for a family of four.