FY2027 Small Area FMR · Fairlee, VT

ZIP 05045 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05045 (Fairlee, VT) is $1,570 a month, up 5.4% from FY2026. That is 1% below the Orange County, VT area-wide FMR of $1,581.

2-bedroom SAFMR$1,570per month ▲ 5.4%

Area-wide 2 BR FMR$1,581Orange County, VT

Rank in the area27thof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,413

2 BR Small Area FMR$1,570

110% of SAFMR$1,727

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,090▼ 4.4%

1 BR$1,370▲ 7.0%

2 BR$1,570▲ 5.4%

3 BR$2,000▲ 4.2%

4 BR$2,120▲ 3.4%

FY2027 FY2026

Where 05045 sits in the Orange County, VT area

Of the 36 ZIP codes HUD lists for the area, 05045 has the 27th highest two-bedroom Small Area FMR. Orange County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,581 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,570 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,090	$981 – $1,199	$1,101	$1,140
1 bedroom	$1,370	$1,233 – $1,507	$1,378	$1,280
2 bedrooms	$1,570	$1,413 – $1,727	$1,581	$1,490
3 bedrooms	$2,000	$1,800 – $2,200	$2,018	$1,920
4 bedrooms	$2,120	$1,908 – $2,332	$2,140	$2,050

A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $105,500 and the 80% low-income limit for four people is $84,400. ZIP code 05045 lies mainly in Orange County. See the Orange County, VT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
05083	West Fairlee	4.4 mi	$1,520
05058	Post Mills	5.2 mi	$1,570
05033	Bradford	6.6 mi	$1,690
05075	Thetford Center	7.3 mi	$1,700
03777	Orford	7.7 mi	$1,800
05079	Vershire	7.8 mi	$1,460

Questions

What is the Fair Market Rent for ZIP code 05045?

HUD's FY2027 Small Area Fair Market Rents for 05045 are $1,090 (studio), $1,370 (1 BR), $1,570 (2 BR), $2,000 (3 BR) and $2,120 (4 BR) a month.

What is the Section 8 payment standard in 05045?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05045 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05045?

The FY2026 income limits of the Orange County, VT area apply: median family income $105,500, low-income (80%) limit $84,400 for a family of four.