Income Limits by County

FY2027 Small Area FMR · Wells River, VT

ZIP 05081 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05081 (Wells River, VT) is $1,400 a month, up 21.7% from FY2026. That is 6% above the Caledonia County, VT area-wide FMR of $1,327.

2-bedroom SAFMR$1,400per month ▲ 21.7%
Area-wide 2 BR FMR$1,327Caledonia County, VT
Rank in the area19thof 30 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,260
2 BR Small Area FMR$1,400
110% of SAFMR$1,540

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 05081 sits in the Caledonia County, VT area

$1,220$1,990median $1,455

Of the 30 ZIP codes HUD lists for the area, 05081 has the 19th highest two-bedroom Small Area FMR. Caledonia County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,327 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,400 for this ZIP code instead.

ZIP code 05081 crosses more than one HUD area. HUD also lists it under Orange County, VT (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$980$882 – $1,078$1,154$920
1 bedroom$1,220$1,098 – $1,342$1,161$990
2 bedrooms$1,400$1,260 – $1,540$1,327$1,150
3 bedrooms$1,790$1,611 – $1,969$1,837$1,490
4 bedrooms$1,910$1,719 – $2,101$2,218$1,590

A household renting a two-bedroom home at the Small Area FMR of $1,400 needs about $56,000 a year to keep housing costs at 30% of income. The area median family income is $96,600 and the 80% low-income limit for four people is $83,750. ZIP code 05081 lies mainly in Orange County and Caledonia County. See the Caledonia County, VT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
05051Newbury3.0 mi$1,650
03774North Haverhill4.4 mi$1,930
03740Bath6.1 mi$1,500
03765Haverhill6.1 mi$1,680
05069South Ryegate6.5 mi$1,480
03780Pike6.7 mi$1,700

Questions

What is the Fair Market Rent for ZIP code 05081?

HUD's FY2027 Small Area Fair Market Rents for 05081 are $980 (studio), $1,220 (1 BR), $1,400 (2 BR), $1,790 (3 BR) and $1,910 (4 BR) a month.

What is the Section 8 payment standard in 05081?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05081 that range is $1,260 to $1,540 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05081?

The FY2026 income limits of the Caledonia County, VT area apply: median family income $96,600, low-income (80%) limit $83,750 for a family of four.