FY2027 Small Area FMR · Cambridge, VT
ZIP 05444 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05444 (Cambridge, VT) is $1,930 a month, up 10.3% from FY2026. That is 11% below the Burlington-South Burlington, VT area-wide FMR of $2,165.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 05444 sits in the Burlington-South Burlington, VT area
Of the 51 ZIP codes HUD lists for the area, 05444 has the 34th highest two-bedroom Small Area FMR. Burlington-South Burlington, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,165 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,930 for this ZIP code instead.
ZIP code 05444 crosses more than one HUD area. HUD also lists it under Lamoille County, VT (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,350 | $1,215 – $1,485 | $1,550 | $1,250 |
| 1 bedroom | $1,490 | $1,341 – $1,639 | $1,719 | $1,330 |
| 2 bedrooms | $1,930 | $1,737 – $2,123 | $2,165 | $1,750 |
| 3 bedrooms | $2,480 | $2,232 – $2,728 | $2,733 | $2,250 |
| 4 bedrooms | $2,550 | $2,295 – $2,805 | $2,845 | $2,320 |
A household renting a two-bedroom home at the Small Area FMR of $1,930 needs about $77,200 a year to keep housing costs at 30% of income. The area median family income is $123,400 and the 80% low-income limit for four people is $99,750. ZIP code 05444 lies mainly in Lamoille County, Franklin County and Chittenden County. See the Burlington-South Burlington, VT metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 05444?
HUD's FY2027 Small Area Fair Market Rents for 05444 are $1,350 (studio), $1,490 (1 BR), $1,930 (2 BR), $2,480 (3 BR) and $2,550 (4 BR) a month.
What is the Section 8 payment standard in 05444?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05444 that range is $1,737 to $2,123 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 05444?
The FY2026 income limits of the Burlington-South Burlington, VT area apply: median family income $123,400, low-income (80%) limit $99,750 for a family of four.