FY2027 Small Area FMR · Vergennes, VT

ZIP 05491 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05491 (Vergennes, VT) is $1,670 a month, up 12.8% from FY2026. That is 2% above the Addison County, VT area-wide FMR of $1,636.

2-bedroom SAFMR$1,670per month ▲ 12.8%

Area-wide 2 BR FMR$1,636Addison County, VT

Rank in the area9thof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,503

2 BR Small Area FMR$1,670

110% of SAFMR$1,837

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,160▲ 0.9%

1 BR$1,320▲ 13.8%

2 BR$1,670▲ 12.8%

3 BR$1,990▲ 9.9%

4 BR$2,790▲ 28.0%

FY2027 FY2026

Where 05491 sits in the Addison County, VT area

Of the 24 ZIP codes HUD lists for the area, 05491 has the 9th highest two-bedroom Small Area FMR. Addison County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,636 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,670 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,160	$1,044 – $1,276	$1,139	$1,150
1 bedroom	$1,320	$1,188 – $1,452	$1,293	$1,160
2 bedrooms	$1,670	$1,503 – $1,837	$1,636	$1,480
3 bedrooms	$1,990	$1,791 – $2,189	$1,954	$1,810
4 bedrooms	$2,790	$2,511 – $3,069	$2,734	$2,180

A household renting a two-bedroom home at the Small Area FMR of $1,670 needs about $66,800 a year to keep housing costs at 30% of income. The area median family income is $115,200 and the 80% low-income limit for four people is $92,150. ZIP code 05491 lies mainly in Addison County. See the Addison County, VT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
05456	Ferrisburgh	7.4 mi	$1,930
05472	New Haven	7.7 mi	$1,680
12974	Port Henry	8.4 mi	$1,110
12956	Mineville	8.5 mi	$1,170
05734	Bridport	9.1 mi	$1,620
05753	Middlebury	10.3 mi	$1,660

Questions

What is the Fair Market Rent for ZIP code 05491?

HUD's FY2027 Small Area Fair Market Rents for 05491 are $1,160 (studio), $1,320 (1 BR), $1,670 (2 BR), $1,990 (3 BR) and $2,790 (4 BR) a month.

What is the Section 8 payment standard in 05491?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05491 that range is $1,503 to $1,837 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05491?

The FY2026 income limits of the Addison County, VT area apply: median family income $115,200, low-income (80%) limit $92,150 for a family of four.