FY2027 Small Area FMR · Shoreham, VT

ZIP 05770 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05770 (Shoreham, VT) is $1,500 a month, up 15.4% from FY2026. That is 8% below the Addison County, VT area-wide FMR of $1,636.

2-bedroom SAFMR$1,500per month ▲ 15.4%

Area-wide 2 BR FMR$1,636Addison County, VT

Rank in the area19thof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,350

2 BR Small Area FMR$1,500

110% of SAFMR$1,650

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,040▲ 3.0%

1 BR$1,190▲ 16.7%

2 BR$1,500▲ 15.4%

3 BR$1,790▲ 12.6%

4 BR$2,510▲ 31.4%

FY2027 FY2026

Where 05770 sits in the Addison County, VT area

Of the 24 ZIP codes HUD lists for the area, 05770 has the 19th highest two-bedroom Small Area FMR. Addison County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,636 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,500 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,040	$936 – $1,144	$1,139	$1,010
1 bedroom	$1,190	$1,071 – $1,309	$1,293	$1,020
2 bedrooms	$1,500	$1,350 – $1,650	$1,636	$1,300
3 bedrooms	$1,790	$1,611 – $1,969	$1,954	$1,590
4 bedrooms	$2,510	$2,259 – $2,761	$2,734	$1,910

A household renting a two-bedroom home at the Small Area FMR of $1,500 needs about $60,000 a year to keep housing costs at 30% of income. The area median family income is $115,200 and the 80% low-income limit for four people is $92,150. ZIP code 05770 lies mainly in Addison County. See the Addison County, VT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
05778	Whiting	5.6 mi	$1,430
05760	Orwell	5.9 mi	$1,490
05734	Bridport	6.9 mi	$1,620
12861	Putnam Station	10.4 mi	$1,290
05769	Salisbury	10.8 mi	$2,450
05753	Middlebury	10.8 mi	$1,660

Questions

What is the Fair Market Rent for ZIP code 05770?

HUD's FY2027 Small Area Fair Market Rents for 05770 are $1,040 (studio), $1,190 (1 BR), $1,500 (2 BR), $1,790 (3 BR) and $2,510 (4 BR) a month.

What is the Section 8 payment standard in 05770?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05770 that range is $1,350 to $1,650 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05770?

The FY2026 income limits of the Addison County, VT area apply: median family income $115,200, low-income (80%) limit $92,150 for a family of four.