Income Limits by County

FY2027 Small Area FMR · Saint Johnsbury, VT

ZIP 05819 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05819 (Saint Johnsbury, VT) is $1,280 a month, up 13.3% from FY2026. That is 4% below the Caledonia County, VT area-wide FMR of $1,327.

2-bedroom SAFMR$1,280per month ▲ 13.3%
Area-wide 2 BR FMR$1,327Caledonia County, VT
Rank in the area28thof 30 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152
2 BR Small Area FMR$1,280
110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 05819 sits in the Caledonia County, VT area

$1,220$1,990median $1,455

Of the 30 ZIP codes HUD lists for the area, 05819 has the 28th highest two-bedroom Small Area FMR. Caledonia County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,327 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

ZIP code 05819 crosses more than one HUD area. HUD also lists it under Essex County, VT (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,110$999 – $1,221$1,154$960
1 bedroom$1,120$1,008 – $1,232$1,161$970
2 bedrooms$1,280$1,152 – $1,408$1,327$1,130
3 bedrooms$1,770$1,593 – $1,947$1,837$1,570
4 bedrooms$2,140$1,926 – $2,354$2,218$1,690

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $96,600 and the 80% low-income limit for four people is $83,750. ZIP code 05819 lies mainly in Caledonia County. See the Caledonia County, VT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
05828Danville7.3 mi$1,220
03771Monroe7.5 mi$1,420
05824Concord8.1 mi$1,240
05821Barnet9.2 mi$1,580
05850Lyndon Center9.5 mi$1,530
03561Littleton10.2 mi$1,240

Questions

What is the Fair Market Rent for ZIP code 05819?

HUD's FY2027 Small Area Fair Market Rents for 05819 are $1,110 (studio), $1,120 (1 BR), $1,280 (2 BR), $1,770 (3 BR) and $2,140 (4 BR) a month.

What is the Section 8 payment standard in 05819?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05819 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05819?

The FY2026 income limits of the Caledonia County, VT area apply: median family income $96,600, low-income (80%) limit $83,750 for a family of four.