FY2027 Small Area FMR · Westfield, VT

ZIP 05874 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05874 (Westfield, VT) is $1,280 a month, up 10.3% from FY2026. That is 6% below the Orleans County, VT area-wide FMR of $1,363.

2-bedroom SAFMR$1,280per month ▲ 10.3%

Area-wide 2 BR FMR$1,363Orleans County, VT

Rank in the area27thof 31 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152

2 BR Small Area FMR$1,280

110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,000▲ 8.7%

1 BR$1,040▲ 7.2%

2 BR$1,280▲ 10.3%

3 BR$1,650▲ 10.0%

4 BR$1,790▼ 8.2%

FY2027 FY2026

Where 05874 sits in the Orleans County, VT area

Of the 31 ZIP codes HUD lists for the area, 05874 has the 27th highest two-bedroom Small Area FMR. Orleans County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,363 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,000	$900 – $1,100	$1,067	$920
1 bedroom	$1,040	$936 – $1,144	$1,111	$970
2 bedrooms	$1,280	$1,152 – $1,408	$1,363	$1,160
3 bedrooms	$1,650	$1,485 – $1,815	$1,754	$1,500
4 bedrooms	$1,790	$1,611 – $1,969	$1,909	$1,950

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $95,400 and the 80% low-income limit for four people is $83,750. ZIP code 05874 lies mainly in Orleans County. See the Orleans County, VT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
05868	Troy	5.4 mi	$1,690
05471	Montgomery Center	5.9 mi	$1,930
05859	North Troy	6.1 mi	$1,750
05847	Lowell	6.4 mi	$1,340
05857	Newport Center	9.0 mi	$1,510
05476	Richford	9.2 mi	$1,930

Questions

What is the Fair Market Rent for ZIP code 05874?

HUD's FY2027 Small Area Fair Market Rents for 05874 are $1,000 (studio), $1,040 (1 BR), $1,280 (2 BR), $1,650 (3 BR) and $1,790 (4 BR) a month.

What is the Section 8 payment standard in 05874?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05874 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05874?

The FY2026 income limits of the Orleans County, VT area apply: median family income $95,400, low-income (80%) limit $83,750 for a family of four.