Income Limits by County

FY2027 Small Area FMR · Beacon Falls, CT

ZIP 06403 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 06403 (Beacon Falls, CT) is $2,330 a month. That is 34% above the Waterbury-Shelton, CT area-wide FMR of $1,745.

2-bedroom SAFMR$2,330per month
Area-wide 2 BR FMR$1,745Waterbury-Shelton, CT
Rank in the area10thof 51 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,097
2 BR Small Area FMR$2,330
110% of SAFMR$2,563

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Where 06403 sits in the Waterbury-Shelton, CT area

$1,560$3,290median $1,770

Of the 51 ZIP codes HUD lists for the area, 06403 has the 10th highest two-bedroom Small Area FMR. Waterbury-Shelton, CT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,745 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,330 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,670$1,503 – $1,837$1,249—
1 bedroom$1,780$1,602 – $1,958$1,336—
2 bedrooms$2,330$2,097 – $2,563$1,745—
3 bedrooms$2,920$2,628 – $3,212$2,184—
4 bedrooms$3,470$3,123 – $3,817$2,599—

A household renting a two-bedroom home at the Small Area FMR of $2,330 needs about $93,200 a year to keep housing costs at 30% of income. The area median family income is $114,000 and the 80% low-income limit for four people is $99,600. ZIP code 06403 lies mainly in Naugatuck Valley Planning Region. See the Waterbury-Shelton, CT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
06770Naugatuck3.1 mi$1,780
06524Bethany3.3 mi$2,170
06483Seymour4.3 mi$1,770
06478Oxford5.0 mi$1,720
06712Prospect5.5 mi$2,350
06525New Haven6.1 mi$2,470

Questions

What is the Fair Market Rent for ZIP code 06403?

HUD's FY2027 Small Area Fair Market Rents for 06403 are $1,670 (studio), $1,780 (1 BR), $2,330 (2 BR), $2,920 (3 BR) and $3,470 (4 BR) a month.

What is the Section 8 payment standard in 06403?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 06403 that range is $2,097 to $2,563 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 06403?

The FY2026 income limits of the Waterbury-Shelton, CT area apply: median family income $114,000, low-income (80%) limit $99,600 for a family of four.