FY2027 Small Area FMR · Beacon Falls, CT
ZIP 06403 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 06403 (Beacon Falls, CT) is $2,330 a month. That is 34% above the Waterbury-Shelton, CT area-wide FMR of $1,745.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
Where 06403 sits in the Waterbury-Shelton, CT area
Of the 51 ZIP codes HUD lists for the area, 06403 has the 10th highest two-bedroom Small Area FMR. Waterbury-Shelton, CT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,745 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,330 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,670 | $1,503 – $1,837 | $1,249 | — |
| 1 bedroom | $1,780 | $1,602 – $1,958 | $1,336 | — |
| 2 bedrooms | $2,330 | $2,097 – $2,563 | $1,745 | — |
| 3 bedrooms | $2,920 | $2,628 – $3,212 | $2,184 | — |
| 4 bedrooms | $3,470 | $3,123 – $3,817 | $2,599 | — |
A household renting a two-bedroom home at the Small Area FMR of $2,330 needs about $93,200 a year to keep housing costs at 30% of income. The area median family income is $114,000 and the 80% low-income limit for four people is $99,600. ZIP code 06403 lies mainly in Naugatuck Valley Planning Region. See the Waterbury-Shelton, CT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 06403?
HUD's FY2027 Small Area Fair Market Rents for 06403 are $1,670 (studio), $1,780 (1 BR), $2,330 (2 BR), $2,920 (3 BR) and $3,470 (4 BR) a month.
What is the Section 8 payment standard in 06403?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 06403 that range is $2,097 to $2,563 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 06403?
The FY2026 income limits of the Waterbury-Shelton, CT area apply: median family income $114,000, low-income (80%) limit $99,600 for a family of four.