FY2027 Small Area FMR · Cheshire, CT
ZIP 06410 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 06410 (Cheshire, CT) is $1,660 a month, down 1.2% from FY2026. That is 14% below the Hartford-West Hartford-East Hartford, CT area-wide FMR of $1,933.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 06410 sits in the Hartford-West Hartford-East Hartford, CT area
Of the 142 ZIP codes HUD lists for the area, 06410 has the 133rd highest two-bedroom Small Area FMR. Hartford-West Hartford-East Hartford, CT is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,494 and $1,826 for two bedrooms.
ZIP code 06410 crosses more than one HUD area. HUD also lists it under New Haven, CT (same figures) and Waterbury-Shelton, CT (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,190 | $1,071 – $1,309 | $1,346 | $1,260 |
| 1 bedroom | $1,270 | $1,143 – $1,397 | $1,543 | $1,360 |
| 2 bedrooms | $1,660 | $1,494 – $1,826 | $1,933 | $1,680 |
| 3 bedrooms | $2,080 | $1,872 – $2,288 | $2,303 | $2,080 |
| 4 bedrooms | $2,470 | $2,223 – $2,717 | $2,542 | $2,450 |
A household renting a two-bedroom home at the Small Area FMR of $1,660 needs about $66,400 a year to keep housing costs at 30% of income. The area median family income is $129,200 and the 80% low-income limit for four people is $103,350. ZIP code 06410 lies mainly in Naugatuck Valley Planning Region. See the Hartford-West Hartford-East Hartford, CT metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 06410?
HUD's FY2027 Small Area Fair Market Rents for 06410 are $1,190 (studio), $1,270 (1 BR), $1,660 (2 BR), $2,080 (3 BR) and $2,470 (4 BR) a month.
What is the Section 8 payment standard in 06410?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 06410 that range is $1,494 to $1,826 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 06410?
The FY2026 income limits of the Hartford-West Hartford-East Hartford, CT area apply: median family income $129,200, low-income (80%) limit $103,350 for a family of four.