FY2027 Small Area FMR · Plymouth, CT

ZIP 06782 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 06782 (Plymouth, CT) is $1,990 a month, down 3.4% from FY2026. That is 14% above the Waterbury-Shelton, CT area-wide FMR of $1,745.

2-bedroom SAFMR$1,990per month ▼ 3.4%

Area-wide 2 BR FMR$1,745Waterbury-Shelton, CT

Rank in the area18thof 51 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,791

2 BR Small Area FMR$1,990

110% of SAFMR$2,189

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,420▼ 1.4%

1 BR$1,520▼ 8.4%

2 BR$1,990▼ 3.4%

3 BR$2,490▼ 2.4%

4 BR$2,960▼ 1.3%

FY2027 FY2026

Where 06782 sits in the Waterbury-Shelton, CT area

Of the 51 ZIP codes HUD lists for the area, 06782 has the 18th highest two-bedroom Small Area FMR. Waterbury-Shelton, CT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,745 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,990 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,420	$1,278 – $1,562	$1,249	$1,440
1 bedroom	$1,520	$1,368 – $1,672	$1,336	$1,660
2 bedrooms	$1,990	$1,791 – $2,189	$1,745	$2,060
3 bedrooms	$2,490	$2,241 – $2,739	$2,184	$2,550
4 bedrooms	$2,960	$2,664 – $3,256	$2,599	$3,000

A household renting a two-bedroom home at the Small Area FMR of $1,990 needs about $79,600 a year to keep housing costs at 30% of income. The area median family income is $114,000 and the 80% low-income limit for four people is $99,600. ZIP code 06782 lies mainly in Naugatuck Valley Planning Region. See the Waterbury-Shelton, CT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
06786	Terryville	2.4 mi	$1,610
06787	Thomaston	3.0 mi	$1,610
06704	Waterbury	3.7 mi	$1,670
06779	Oakville	3.8 mi	$1,800
06795	Watertown	4.6 mi	$1,610
06716	Wolcott	5.0 mi	$2,510

Questions

What is the Fair Market Rent for ZIP code 06782?

HUD's FY2027 Small Area Fair Market Rents for 06782 are $1,420 (studio), $1,520 (1 BR), $1,990 (2 BR), $2,490 (3 BR) and $2,960 (4 BR) a month.

What is the Section 8 payment standard in 06782?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 06782 that range is $1,791 to $2,189 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 06782?

The FY2026 income limits of the Waterbury-Shelton, CT area apply: median family income $114,000, low-income (80%) limit $99,600 for a family of four.