FY2027 Small Area FMR · Livingston, NJ
ZIP 07039 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 07039 (Livingston, NJ) is $3,350 a month, up 1.2% from FY2026. That is 50% above the Newark, NJ area-wide FMR of $2,233.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 07039 sits in the Newark, NJ area
Of the 161 ZIP codes HUD lists for the area, 07039 has the 2nd highest two-bedroom Small Area FMR. Newark, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,233 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,350 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $2,460 | $2,214 – $2,706 | $1,637 | $2,420 |
| 1 bedroom | $2,780 | $2,502 – $3,058 | $1,850 | $2,740 |
| 2 bedrooms | $3,350 | $3,015 – $3,685 | $2,233 | $3,310 |
| 3 bedrooms | $4,180 | $3,762 – $4,598 | $2,785 | $4,140 |
| 4 bedrooms | $4,780 | $4,302 – $5,258 | $3,188 | $4,710 |
A household renting a two-bedroom home at the Small Area FMR of $3,350 needs about $134,000 a year to keep housing costs at 30% of income. The area median family income is $138,400 and the 80% low-income limit for four people is $106,800. ZIP code 07039 lies mainly in Essex County. See the Newark, NJ metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 07039?
HUD's FY2027 Small Area Fair Market Rents for 07039 are $2,460 (studio), $2,780 (1 BR), $3,350 (2 BR), $4,180 (3 BR) and $4,780 (4 BR) a month.
What is the Section 8 payment standard in 07039?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 07039 that range is $3,015 to $3,685 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 07039?
The FY2026 income limits of the Newark, NJ area apply: median family income $138,400, low-income (80%) limit $106,800 for a family of four.