Income Limits by County

FY2027 Small Area FMR · South Orange, NJ

ZIP 07079 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 07079 (South Orange, NJ) is $3,120 a month, up 0.3% from FY2026. That is 40% above the Newark, NJ area-wide FMR of $2,233.

2-bedroom SAFMR$3,120per month ▲ 0.3%
Area-wide 2 BR FMR$2,233Newark, NJ
Rank in the area23rdof 161 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,808
2 BR Small Area FMR$3,120
110% of SAFMR$3,432

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 07079 sits in the Newark, NJ area

$1,990$3,390median $2,460

Of the 161 ZIP codes HUD lists for the area, 07079 has the 23rd highest two-bedroom Small Area FMR. Newark, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,233 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,290$2,061 – $2,519$1,637$2,270
1 bedroom$2,580$2,322 – $2,838$1,850$2,570
2 bedrooms$3,120$2,808 – $3,432$2,233$3,110
3 bedrooms$3,890$3,501 – $4,279$2,785$3,890
4 bedrooms$4,450$4,005 – $4,895$3,188$4,420

A household renting a two-bedroom home at the Small Area FMR of $3,120 needs about $124,800 a year to keep housing costs at 30% of income. The area median family income is $138,400 and the 80% low-income limit for four people is $106,800. ZIP code 07079 lies mainly in Essex County. See the Newark, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
07040Maplewood1.3 mi$2,870
07106Newark1.7 mi$1,990
07050Orange1.9 mi$2,310
07111Irvington2.3 mi$2,040
07018East Orange2.3 mi$2,100
07088Vauxhall2.5 mi$2,790

Questions

What is the Fair Market Rent for ZIP code 07079?

HUD's FY2027 Small Area Fair Market Rents for 07079 are $2,290 (studio), $2,580 (1 BR), $3,120 (2 BR), $3,890 (3 BR) and $4,450 (4 BR) a month.

What is the Section 8 payment standard in 07079?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 07079 that range is $2,808 to $3,432 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 07079?

The FY2026 income limits of the Newark, NJ area apply: median family income $138,400, low-income (80%) limit $106,800 for a family of four.