FY2027 Small Area FMR · Westfield, NJ

ZIP 07091 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 07091 (Westfield, NJ) is $2,300 a month, up 2.7% from FY2026. That is 3% above the Newark, NJ area-wide FMR of $2,233.

2-bedroom SAFMR$2,300per month ▲ 2.7%

Area-wide 2 BR FMR$2,233Newark, NJ

Rank in the area101stof 161 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,070

2 BR Small Area FMR$2,300

110% of SAFMR$2,530

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,690▲ 3.0%

1 BR$1,910▲ 3.2%

2 BR$2,300▲ 2.7%

3 BR$2,870▲ 2.1%

4 BR$3,280▲ 2.8%

FY2027 FY2026

Where 07091 sits in the Newark, NJ area

Of the 161 ZIP codes HUD lists for the area, 07091 has the 101st highest two-bedroom Small Area FMR. Newark, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,233 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,690	$1,521 – $1,859	$1,637	$1,640
1 bedroom	$1,910	$1,719 – $2,101	$1,850	$1,850
2 bedrooms	$2,300	$2,070 – $2,530	$2,233	$2,240
3 bedrooms	$2,870	$2,583 – $3,157	$2,785	$2,810
4 bedrooms	$3,280	$2,952 – $3,608	$3,188	$3,190

A household renting a two-bedroom home at the Small Area FMR of $2,300 needs about $92,000 a year to keep housing costs at 30% of income. The area median family income is $138,400 and the 80% low-income limit for four people is $106,800. ZIP code 07091 lies mainly in Union County. See the Newark, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
07016	Cranford	0.7 mi	$2,870
07033	Kenilworth	1.0 mi	$2,710
07027	Garwood	1.6 mi	$2,250
07204	Roselle Park	1.7 mi	$2,100
07203	Roselle	2.3 mi	$2,060
07090	Westfield	2.5 mi	$3,060

Questions

What is the Fair Market Rent for ZIP code 07091?

HUD's FY2027 Small Area Fair Market Rents for 07091 are $1,690 (studio), $1,910 (1 BR), $2,300 (2 BR), $2,870 (3 BR) and $3,280 (4 BR) a month.

What is the Section 8 payment standard in 07091?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 07091 that range is $2,070 to $2,530 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 07091?

The FY2026 income limits of the Newark, NJ area apply: median family income $138,400, low-income (80%) limit $106,800 for a family of four.