Income Limits by County

FY2027 Small Area FMR · Secaucus, NJ

ZIP 07094 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 07094 (Secaucus, NJ) is $3,480 a month, up 0.9% from FY2026. That is 25% above the Jersey City, NJ area-wide FMR of $2,792.

2-bedroom SAFMR$3,480per month ▲ 0.9%
Area-wide 2 BR FMR$2,792Jersey City, NJ
Rank in the area6thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,132
2 BR Small Area FMR$3,480
110% of SAFMR$3,828

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 07094 sits in the Jersey City, NJ area

$2,440$4,190median $2,790

Of the 20 ZIP codes HUD lists for the area, 07094 has the 6th highest two-bedroom Small Area FMR. Jersey City, NJ is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $3,132 and $3,828 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$3,070$2,763 – $3,377$2,462$3,010
1 bedroom$3,130$2,817 – $3,443$2,514$3,070
2 bedrooms$3,480$3,132 – $3,828$2,792$3,450
3 bedrooms$4,230$3,807 – $4,653$3,392$4,200
4 bedrooms$4,960$4,464 – $5,456$3,976$4,940

A household renting a two-bedroom home at the Small Area FMR of $3,480 needs about $139,200 a year to keep housing costs at 30% of income. The area median family income is $110,100 and the 80% low-income limit for four people is $117,900. ZIP code 07094 lies mainly in Hudson County. See the Jersey City, NJ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
07087Union City2.1 mi$2,440
07307Jersey City2.2 mi$2,770
07047North Bergen2.4 mi$3,030
07071Lyndhurst2.6 mi$2,280
07073East Rutherford2.6 mi$2,390
07086Weehawken2.6 mi$3,750

Questions

What is the Fair Market Rent for ZIP code 07094?

HUD's FY2027 Small Area Fair Market Rents for 07094 are $3,070 (studio), $3,130 (1 BR), $3,480 (2 BR), $4,230 (3 BR) and $4,960 (4 BR) a month.

What is the Section 8 payment standard in 07094?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 07094 that range is $3,132 to $3,828 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 07094?

The FY2026 income limits of the Jersey City, NJ area apply: median family income $110,100, low-income (80%) limit $117,900 for a family of four.