Income Limits by County

FY2027 Small Area FMR · Ogdensburg, NJ

ZIP 07439 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 07439 (Ogdensburg, NJ) is $2,000 a month, down 7.8% from FY2026. That is 10% below the Newark, NJ area-wide FMR of $2,233.

2-bedroom SAFMR$2,000per month ▼ 7.8%
Area-wide 2 BR FMR$2,233Newark, NJ
Rank in the area143rdof 161 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,800
2 BR Small Area FMR$2,000
110% of SAFMR$2,200

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 07439 sits in the Newark, NJ area

$1,990$3,390median $2,460

Of the 161 ZIP codes HUD lists for the area, 07439 has the 143rd highest two-bedroom Small Area FMR. Newark, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,233 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,470$1,323 – $1,617$1,637$1,590
1 bedroom$1,660$1,494 – $1,826$1,850$1,790
2 bedrooms$2,000$1,800 – $2,200$2,233$2,170
3 bedrooms$2,490$2,241 – $2,739$2,785$2,720
4 bedrooms$2,860$2,574 – $3,146$3,188$3,090

A household renting a two-bedroom home at the Small Area FMR of $2,000 needs about $80,000 a year to keep housing costs at 30% of income. The area median family income is $138,400 and the 80% low-income limit for four people is $106,800. ZIP code 07439 lies mainly in Sussex County. See the Newark, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
07871Sparta2.4 mi$2,560
07416Franklin2.5 mi$1,990
07848Lafayette4.8 mi$1,990
07438Oak Ridge5.3 mi$2,210
07419Hamburg5.6 mi$2,340
07460Stockholm6.1 mi$2,900

Questions

What is the Fair Market Rent for ZIP code 07439?

HUD's FY2027 Small Area Fair Market Rents for 07439 are $1,470 (studio), $1,660 (1 BR), $2,000 (2 BR), $2,490 (3 BR) and $2,860 (4 BR) a month.

What is the Section 8 payment standard in 07439?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 07439 that range is $1,800 to $2,200 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 07439?

The FY2026 income limits of the Newark, NJ area apply: median family income $138,400, low-income (80%) limit $106,800 for a family of four.