FY2027 Small Area FMR · Little Silver, NJ
ZIP 07739 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 07739 (Little Silver, NJ) is $3,030 a month, up 2.0% from FY2026. That is 33% above the Monmouth-Ocean, NJ area-wide FMR of $2,283.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 07739 sits in the Monmouth-Ocean, NJ area
Of the 90 ZIP codes HUD lists for the area, 07739 has the 11th highest two-bedroom Small Area FMR. Monmouth-Ocean, NJ is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,727 and $3,333 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $2,210 | $1,989 – $2,431 | $1,671 | $2,140 |
| 1 bedroom | $2,450 | $2,205 – $2,695 | $1,847 | $2,410 |
| 2 bedrooms | $3,030 | $2,727 – $3,333 | $2,283 | $2,970 |
| 3 bedrooms | $3,880 | $3,492 – $4,268 | $2,927 | $3,880 |
| 4 bedrooms | $4,300 | $3,870 – $4,730 | $3,241 | $4,290 |
A household renting a two-bedroom home at the Small Area FMR of $3,030 needs about $121,200 a year to keep housing costs at 30% of income. The area median family income is $140,600 and the 80% low-income limit for four people is $108,550. ZIP code 07739 lies mainly in Monmouth County. See the Monmouth-Ocean, NJ metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 07739?
HUD's FY2027 Small Area Fair Market Rents for 07739 are $2,210 (studio), $2,450 (1 BR), $3,030 (2 BR), $3,880 (3 BR) and $4,300 (4 BR) a month.
What is the Section 8 payment standard in 07739?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 07739 that range is $2,727 to $3,333 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 07739?
The FY2026 income limits of the Monmouth-Ocean, NJ area apply: median family income $140,600, low-income (80%) limit $108,550 for a family of four.