FY2027 Small Area FMR · Mount Arlington, NJ

ZIP 07856 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 07856 (Mount Arlington, NJ) is $3,170 a month, down 2.5% from FY2026. That is 42% above the Newark, NJ area-wide FMR of $2,233.

2-bedroom SAFMR$3,170per month ▼ 2.5%

Area-wide 2 BR FMR$2,233Newark, NJ

Rank in the area20thof 161 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,853

2 BR Small Area FMR$3,170

110% of SAFMR$3,487

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,320▼ 2.5%

1 BR$2,630▼ 2.2%

2 BR$3,170▼ 2.5%

3 BR$3,950▼ 2.9%

4 BR$4,530▼ 1.9%

FY2027 FY2026

Where 07856 sits in the Newark, NJ area

Of the 161 ZIP codes HUD lists for the area, 07856 has the 20th highest two-bedroom Small Area FMR. Newark, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,233 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,320	$2,088 – $2,552	$1,637	$2,380
1 bedroom	$2,630	$2,367 – $2,893	$1,850	$2,690
2 bedrooms	$3,170	$2,853 – $3,487	$2,233	$3,250
3 bedrooms	$3,950	$3,555 – $4,345	$2,785	$4,070
4 bedrooms	$4,530	$4,077 – $4,983	$3,188	$4,620

A household renting a two-bedroom home at the Small Area FMR of $3,170 needs about $126,800 a year to keep housing costs at 30% of income. The area median family income is $138,400 and the 80% low-income limit for four people is $106,800. ZIP code 07856 lies mainly in Morris County. See the Newark, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
07885	Wharton	1.5 mi	$2,550
07850	Landing	2.0 mi	$2,290
07847	Kenvil	2.3 mi	$2,880
07843	Hopatcong	2.3 mi	$2,350
07803	Mine Hill	3.0 mi	$2,460
07852	Ledgewood	3.1 mi	$2,560

Questions

What is the Fair Market Rent for ZIP code 07856?

HUD's FY2027 Small Area Fair Market Rents for 07856 are $2,320 (studio), $2,630 (1 BR), $3,170 (2 BR), $3,950 (3 BR) and $4,530 (4 BR) a month.

What is the Section 8 payment standard in 07856?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 07856 that range is $2,853 to $3,487 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 07856?

The FY2026 income limits of the Newark, NJ area apply: median family income $138,400, low-income (80%) limit $106,800 for a family of four.