FY2027 Small Area FMR · Oxford, NJ
ZIP 07863 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 07863 (Oxford, NJ) is $2,240 a month, up 7.2% from FY2026. That is 11% above the Warren County, NJ area-wide FMR of $2,021.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 07863 sits in the Warren County, NJ area
Of the 24 ZIP codes HUD lists for the area, 07863 has the 13th highest two-bedroom Small Area FMR. Warren County, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,021 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,240 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,790 | $1,611 – $1,969 | $1,614 | $1,670 |
| 1 bedroom | $1,800 | $1,620 – $1,980 | $1,624 | $1,680 |
| 2 bedrooms | $2,240 | $2,016 – $2,464 | $2,021 | $2,090 |
| 3 bedrooms | $2,750 | $2,475 – $3,025 | $2,478 | $2,650 |
| 4 bedrooms | $3,260 | $2,934 – $3,586 | $2,937 | $3,090 |
A household renting a two-bedroom home at the Small Area FMR of $2,240 needs about $89,600 a year to keep housing costs at 30% of income. The area median family income is $127,900 and the 80% low-income limit for four people is $102,300. ZIP code 07863 lies mainly in Warren County. See the Warren County, NJ county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 07863?
HUD's FY2027 Small Area Fair Market Rents for 07863 are $1,790 (studio), $1,800 (1 BR), $2,240 (2 BR), $2,750 (3 BR) and $3,260 (4 BR) a month.
What is the Section 8 payment standard in 07863?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 07863 that range is $2,016 to $2,464 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 07863?
The FY2026 income limits of the Warren County, NJ area apply: median family income $127,900, low-income (80%) limit $102,300 for a family of four.