FY2027 Small Area FMR · Stirling, NJ

ZIP 07980 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 07980 (Stirling, NJ) is $2,160 a month, down 9.2% from FY2026. That is 3% below the Newark, NJ area-wide FMR of $2,233.

2-bedroom SAFMR$2,160per month ▼ 9.2%

Area-wide 2 BR FMR$2,233Newark, NJ

Rank in the area117thof 161 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,944

2 BR Small Area FMR$2,160

110% of SAFMR$2,376

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,580▼ 9.2%

1 BR$1,790▼ 9.1%

2 BR$2,160▼ 9.2%

3 BR$2,690▼ 9.7%

4 BR$3,080▼ 9.1%

FY2027 FY2026

Where 07980 sits in the Newark, NJ area

Of the 161 ZIP codes HUD lists for the area, 07980 has the 117th highest two-bedroom Small Area FMR. Newark, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,233 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,580	$1,422 – $1,738	$1,637	$1,740
1 bedroom	$1,790	$1,611 – $1,969	$1,850	$1,970
2 bedrooms	$2,160	$1,944 – $2,376	$2,233	$2,380
3 bedrooms	$2,690	$2,421 – $2,959	$2,785	$2,980
4 bedrooms	$3,080	$2,772 – $3,388	$3,188	$3,390

A household renting a two-bedroom home at the Small Area FMR of $2,160 needs about $86,400 a year to keep housing costs at 30% of income. The area median family income is $138,400 and the 80% low-income limit for four people is $106,800. ZIP code 07980 lies mainly in Morris County. See the Newark, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
07946	Millington	1.0 mi	$2,940
07933	Gillette	2.2 mi	$2,610
07922	Berkeley Heights	3.3 mi	$2,960
07976	New Vernon	3.3 mi	$2,550
07939	Lyons	3.5 mi	$3,390
07059	Warren	3.5 mi	$2,930

Questions

What is the Fair Market Rent for ZIP code 07980?

HUD's FY2027 Small Area Fair Market Rents for 07980 are $1,580 (studio), $1,790 (1 BR), $2,160 (2 BR), $2,690 (3 BR) and $3,080 (4 BR) a month.

What is the Section 8 payment standard in 07980?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 07980 that range is $1,944 to $2,376 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 07980?

The FY2026 income limits of the Newark, NJ area apply: median family income $138,400, low-income (80%) limit $106,800 for a family of four.