FY2027 Small Area FMR · Hammonton, NJ
ZIP 08037 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08037 (Hammonton, NJ) is $1,830 a month, up 2.8% from FY2026. That is 4% below the Atlantic City-Hammonton, NJ area-wide FMR of $1,899.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 08037 sits in the Atlantic City-Hammonton, NJ area
Of the 36 ZIP codes HUD lists for the area, 08037 has the 26th highest two-bedroom Small Area FMR. Atlantic City-Hammonton, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,899 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,830 for this ZIP code instead.
ZIP code 08037 crosses more than one HUD area. HUD also lists it under Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,340 | $1,206 – $1,474 | $1,378 | $1,300 |
| 1 bedroom | $1,510 | $1,359 – $1,661 | $1,567 | $1,470 |
| 2 bedrooms | $1,830 | $1,647 – $2,013 | $1,899 | $1,780 |
| 3 bedrooms | $2,430 | $2,187 – $2,673 | $2,578 | $2,400 |
| 4 bedrooms | $2,690 | $2,421 – $2,959 | $2,849 | $2,660 |
A household renting a two-bedroom home at the Small Area FMR of $1,830 needs about $73,200 a year to keep housing costs at 30% of income. The area median family income is $97,500 and the 80% low-income limit for four people is $87,050. ZIP code 08037 lies mainly in Atlantic County and Camden County. See the Atlantic City-Hammonton, NJ county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 08037?
HUD's FY2027 Small Area Fair Market Rents for 08037 are $1,340 (studio), $1,510 (1 BR), $1,830 (2 BR), $2,430 (3 BR) and $2,690 (4 BR) a month.
What is the Section 8 payment standard in 08037?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08037 that range is $1,647 to $2,013 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 08037?
The FY2026 income limits of the Atlantic City-Hammonton, NJ area apply: median family income $97,500, low-income (80%) limit $87,050 for a family of four.