FY2027 Small Area FMR · West Creek, NJ

ZIP 08092 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08092 (West Creek, NJ) is $2,010 a month, up 3.6% from FY2026. That is 12% below the Monmouth-Ocean, NJ area-wide FMR of $2,283.

2-bedroom SAFMR$2,010per month ▲ 3.6%

Area-wide 2 BR FMR$2,283Monmouth-Ocean, NJ

Rank in the area81stof 90 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,809

2 BR Small Area FMR$2,010

110% of SAFMR$2,211

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,470▲ 5.0%

1 BR$1,630▲ 3.8%

2 BR$2,010▲ 3.6%

3 BR$2,580▲ 1.6%

4 BR$2,850▲ 1.4%

FY2027 FY2026

Where 08092 sits in the Monmouth-Ocean, NJ area

Of the 90 ZIP codes HUD lists for the area, 08092 has the 81st highest two-bedroom Small Area FMR. Monmouth-Ocean, NJ is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,809 and $2,211 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,470	$1,323 – $1,617	$1,671	$1,400
1 bedroom	$1,630	$1,467 – $1,793	$1,847	$1,570
2 bedrooms	$2,010	$1,809 – $2,211	$2,283	$1,940
3 bedrooms	$2,580	$2,322 – $2,838	$2,927	$2,540
4 bedrooms	$2,850	$2,565 – $3,135	$3,241	$2,810

A household renting a two-bedroom home at the Small Area FMR of $2,010 needs about $80,400 a year to keep housing costs at 30% of income. The area median family income is $140,600 and the 80% low-income limit for four people is $108,550. ZIP code 08092 lies mainly in Ocean County. See the Monmouth-Ocean, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08050	Manahawkin	5.3 mi	$2,370
08087	Tuckerton	6.2 mi	$2,250
08008	Beach Haven	7.8 mi	$2,280
08005	Barnegat	8.5 mi	$2,440
08224	New Gretna	10.3 mi	$2,250
08758	Waretown	10.3 mi	$2,540

Questions

What is the Fair Market Rent for ZIP code 08092?

HUD's FY2027 Small Area Fair Market Rents for 08092 are $1,470 (studio), $1,630 (1 BR), $2,010 (2 BR), $2,580 (3 BR) and $2,850 (4 BR) a month.

What is the Section 8 payment standard in 08092?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08092 that range is $1,809 to $2,211 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08092?

The FY2026 income limits of the Monmouth-Ocean, NJ area apply: median family income $140,600, low-income (80%) limit $108,550 for a family of four.