Income Limits by County

FY2027 Small Area FMR · Cologne, NJ

ZIP 08213 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08213 (Cologne, NJ) is $1,900 a month, up 1.6% from FY2026. That is 0% equal to the Atlantic City-Hammonton, NJ area-wide FMR of $1,899.

2-bedroom SAFMR$1,900per month ▲ 1.6%
Area-wide 2 BR FMR$1,899Atlantic City-Hammonton, NJ
Rank in the area18thof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,710
2 BR Small Area FMR$1,900
110% of SAFMR$2,090

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 08213 sits in the Atlantic City-Hammonton, NJ area

$1,610$2,850median $1,900

Of the 36 ZIP codes HUD lists for the area, 08213 has the 18th highest two-bedroom Small Area FMR. Atlantic City-Hammonton, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,899 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,900 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,380$1,242 – $1,518$1,378$1,350
1 bedroom$1,570$1,413 – $1,727$1,567$1,540
2 bedrooms$1,900$1,710 – $2,090$1,899$1,870
3 bedrooms$2,580$2,322 – $2,838$2,578$2,590
4 bedrooms$2,850$2,565 – $3,135$2,849$2,860

A household renting a two-bedroom home at the Small Area FMR of $1,900 needs about $76,000 a year to keep housing costs at 30% of income. The area median family income is $97,500 and the 80% low-income limit for four people is $87,050. ZIP code 08213 lies mainly in Atlantic County. See the Atlantic City-Hammonton, NJ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
08240Pomona4.2 mi$2,160
08215Egg Harbor City5.8 mi$2,240
08330Mays Landing7.1 mi$2,180
08241Port Republic7.3 mi$2,780
08217Elwood7.4 mi$1,920
08234Egg Harbor Township8.4 mi$2,050

Questions

What is the Fair Market Rent for ZIP code 08213?

HUD's FY2027 Small Area Fair Market Rents for 08213 are $1,380 (studio), $1,570 (1 BR), $1,900 (2 BR), $2,580 (3 BR) and $2,850 (4 BR) a month.

What is the Section 8 payment standard in 08213?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08213 that range is $1,710 to $2,090 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08213?

The FY2026 income limits of the Atlantic City-Hammonton, NJ area apply: median family income $97,500, low-income (80%) limit $87,050 for a family of four.