FY2027 Small Area FMR · South Seaville, NJ

ZIP 08246 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08246 (South Seaville, NJ) is $2,030 a month, up 3.0% from FY2026. That is 9% above the Cape May County, NJ area-wide FMR of $1,857.

2-bedroom SAFMR$2,030per month ▲ 3.0%

Area-wide 2 BR FMR$1,857Cape May County, NJ

Rank in the area9thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,827

2 BR Small Area FMR$2,030

110% of SAFMR$2,233

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,650▲ 13.8%

1 BR$1,660▲ 10.7%

2 BR$2,030▲ 3.0%

3 BR$2,660▲ 1.1%

4 BR$2,670▲ 1.1%

FY2027 FY2026

Where 08246 sits in the Cape May County, NJ area

Of the 21 ZIP codes HUD lists for the area, 08246 has the 9th highest two-bedroom Small Area FMR. Cape May County, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,857 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,650	$1,485 – $1,815	$1,512	$1,450
1 bedroom	$1,660	$1,494 – $1,826	$1,521	$1,500
2 bedrooms	$2,030	$1,827 – $2,233	$1,857	$1,970
3 bedrooms	$2,660	$2,394 – $2,926	$2,431	$2,630
4 bedrooms	$2,670	$2,403 – $2,937	$2,441	$2,640

A household renting a two-bedroom home at the Small Area FMR of $2,030 needs about $81,200 a year to keep housing costs at 30% of income. The area median family income is $115,800 and the 80% low-income limit for four people is $92,650. ZIP code 08246 lies mainly in Cape May County. See the Cape May County, NJ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08230	Ocean View	2.9 mi	$2,400
08243	Sea Isle City	4.3 mi	$2,300
08210	Cape May Court House	5.5 mi	$2,030
08248	Strathmere	5.9 mi	$2,370
08202	Avalon	6.3 mi	$2,190
08270	Woodbine	6.4 mi	$1,690

Questions

What is the Fair Market Rent for ZIP code 08246?

HUD's FY2027 Small Area Fair Market Rents for 08246 are $1,650 (studio), $1,660 (1 BR), $2,030 (2 BR), $2,660 (3 BR) and $2,670 (4 BR) a month.

What is the Section 8 payment standard in 08246?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08246 that range is $1,827 to $2,233 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08246?

The FY2026 income limits of the Cape May County, NJ area apply: median family income $115,800, low-income (80%) limit $92,650 for a family of four.