FY2027 Small Area FMR · Trenton, NJ

ZIP 08609 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08609 (Trenton, NJ) is $1,830 a month, unchanged from FY2026. That is 18% below the Trenton-Princeton, NJ area-wide FMR of $2,242.

2-bedroom SAFMR$1,830per month ■ 0.0%

Area-wide 2 BR FMR$2,242Trenton-Princeton, NJ

Rank in the area33rdof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,647

2 BR Small Area FMR$1,830

110% of SAFMR$2,013

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,270▲ 0.8%

1 BR$1,440▼ 0.7%

2 BR$1,830■ 0.0%

3 BR$2,240▲ 1.8%

4 BR$2,510▲ 1.2%

FY2027 FY2026

Where 08609 sits in the Trenton-Princeton, NJ area

Of the 36 ZIP codes HUD lists for the area, 08609 has the 33rd highest two-bedroom Small Area FMR. Trenton-Princeton, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,242 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,830 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,270	$1,143 – $1,397	$1,561	$1,260
1 bedroom	$1,440	$1,296 – $1,584	$1,764	$1,450
2 bedrooms	$1,830	$1,647 – $2,013	$2,242	$1,830
3 bedrooms	$2,240	$2,016 – $2,464	$2,741	$2,200
4 bedrooms	$2,510	$2,259 – $2,761	$3,081	$2,480

A household renting a two-bedroom home at the Small Area FMR of $1,830 needs about $73,200 a year to keep housing costs at 30% of income. The area median family income is $139,800 and the 80% low-income limit for four people is $106,800. ZIP code 08609 lies mainly in Mercer County. See the Trenton-Princeton, NJ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08629	Trenton	0.6 mi	$1,820
08608	Trenton	1.5 mi	$1,760
08638	Trenton	2.3 mi	$2,250
08619	Trenton	2.6 mi	$2,370
08610	Trenton	2.7 mi	$2,090
08611	Trenton	2.9 mi	$2,030

Questions

What is the Fair Market Rent for ZIP code 08609?

HUD's FY2027 Small Area Fair Market Rents for 08609 are $1,270 (studio), $1,440 (1 BR), $1,830 (2 BR), $2,240 (3 BR) and $2,510 (4 BR) a month.

What is the Section 8 payment standard in 08609?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08609 that range is $1,647 to $2,013 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08609?

The FY2026 income limits of the Trenton-Princeton, NJ area apply: median family income $139,800, low-income (80%) limit $106,800 for a family of four.