FY2027 Small Area FMR · Trenton, NJ

ZIP 08628 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08628 (Trenton, NJ) is $2,310 a month, up 18.5% from FY2026. That is 3% above the Trenton-Princeton, NJ area-wide FMR of $2,242.

2-bedroom SAFMR$2,310per month ▲ 18.5%

Area-wide 2 BR FMR$2,242Trenton-Princeton, NJ

Rank in the area16thof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,079

2 BR Small Area FMR$2,310

110% of SAFMR$2,541

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,610▲ 20.1%

1 BR$1,820▲ 17.4%

2 BR$2,310▲ 18.5%

3 BR$2,820▲ 20.5%

4 BR$3,170▲ 18.7%

FY2027 FY2026

Where 08628 sits in the Trenton-Princeton, NJ area

Of the 36 ZIP codes HUD lists for the area, 08628 has the 16th highest two-bedroom Small Area FMR. Trenton-Princeton, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,242 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,310 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,610	$1,449 – $1,771	$1,561	$1,340
1 bedroom	$1,820	$1,638 – $2,002	$1,764	$1,550
2 bedrooms	$2,310	$2,079 – $2,541	$2,242	$1,950
3 bedrooms	$2,820	$2,538 – $3,102	$2,741	$2,340
4 bedrooms	$3,170	$2,853 – $3,487	$3,081	$2,670

A household renting a two-bedroom home at the Small Area FMR of $2,310 needs about $92,400 a year to keep housing costs at 30% of income. The area median family income is $139,800 and the 80% low-income limit for four people is $106,800. ZIP code 08628 lies mainly in Mercer County. See the Trenton-Princeton, NJ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08618	Trenton	2.2 mi	$1,760
18977	Washington Crossing	3.3 mi	$2,500
08638	Trenton	3.4 mi	$2,250
08560	Titusville	3.9 mi	$2,640
19067	Morrisville	4.1 mi	$2,030
08608	Trenton	4.4 mi	$1,760

Questions

What is the Fair Market Rent for ZIP code 08628?

HUD's FY2027 Small Area Fair Market Rents for 08628 are $1,610 (studio), $1,820 (1 BR), $2,310 (2 BR), $2,820 (3 BR) and $3,170 (4 BR) a month.

What is the Section 8 payment standard in 08628?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08628 that range is $2,079 to $2,541 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08628?

The FY2026 income limits of the Trenton-Princeton, NJ area apply: median family income $139,800, low-income (80%) limit $106,800 for a family of four.