FY2027 Small Area FMR · Alum Bank, PA

ZIP 15521 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 15521 (Alum Bank, PA) is $1,230 a month, up 5.1% from FY2026. That is 21% above the Bedford County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,230per month ▲ 5.1%

Area-wide 2 BR FMR$1,014Bedford County, PA

Rank in the area4thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107

2 BR Small Area FMR$1,230

110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 9.9%

1 BR$950▲ 6.7%

2 BR$1,230▲ 5.1%

3 BR$1,560▲ 6.1%

4 BR$1,850▲ 4.5%

FY2027 FY2026

Where 15521 sits in the Bedford County, PA area

Of the 32 ZIP codes HUD lists for the area, 15521 has the 4th highest two-bedroom Small Area FMR. Bedford County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$737	$810
1 bedroom	$950	$855 – $1,045	$780	$890
2 bedrooms	$1,230	$1,107 – $1,353	$1,014	$1,170
3 bedrooms	$1,560	$1,404 – $1,716	$1,286	$1,470
4 bedrooms	$1,850	$1,665 – $2,035	$1,526	$1,770

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $84,900 and the 80% low-income limit for four people is $68,950. ZIP code 15521 lies mainly in Bedford County. See the Bedford County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
16667	Osterburg	5.6 mi	$1,170
15539	Fishertown	5.9 mi	$1,450
15554	New Paris	5.9 mi	$1,260
16655	Imler	6.9 mi	$1,030
15963	Windber	6.9 mi	$1,010
16670	Queen	7.5 mi	$1,140

Questions

What is the Fair Market Rent for ZIP code 15521?

HUD's FY2027 Small Area Fair Market Rents for 15521 are $890 (studio), $950 (1 BR), $1,230 (2 BR), $1,560 (3 BR) and $1,850 (4 BR) a month.

What is the Section 8 payment standard in 15521?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 15521 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 15521?

The FY2026 income limits of the Bedford County, PA area apply: median family income $84,900, low-income (80%) limit $68,950 for a family of four.