FY2027 Small Area FMR · Penfield, PA

ZIP 15849 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 15849 (Penfield, PA) is $1,270 a month, up 8.5% from FY2026. That is 25% above the Clearfield County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,270per month ▲ 8.5%

Area-wide 2 BR FMR$1,014Clearfield County, PA

Rank in the area4thof 59 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143

2 BR Small Area FMR$1,270

110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▲ 4.6%

1 BR$1,000▲ 7.5%

2 BR$1,270▲ 8.5%

3 BR$1,660▲ 7.1%

4 BR$1,670▲ 7.7%

FY2027 FY2026

Where 15849 sits in the Clearfield County, PA area

Of the 59 ZIP codes HUD lists for the area, 15849 has the 4th highest two-bedroom Small Area FMR. Clearfield County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$728	$870
1 bedroom	$1,000	$900 – $1,100	$802	$930
2 bedrooms	$1,270	$1,143 – $1,397	$1,014	$1,170
3 bedrooms	$1,660	$1,494 – $1,826	$1,328	$1,550
4 bedrooms	$1,670	$1,503 – $1,837	$1,333	$1,550

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $84,700 and the 80% low-income limit for four people is $68,950. ZIP code 15849 lies mainly in Clearfield County. See the Clearfield County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
15856	Rockton	5.9 mi	$1,180
15841	Force	7.3 mi	$1,060
15801	Du Bois	8.0 mi	$1,060
15823	Brockport	9.6 mi	$1,010
16830	Clearfield	9.9 mi	$1,010
15846	Kersey	10.7 mi	$1,370

Questions

What is the Fair Market Rent for ZIP code 15849?

HUD's FY2027 Small Area Fair Market Rents for 15849 are $910 (studio), $1,000 (1 BR), $1,270 (2 BR), $1,660 (3 BR) and $1,670 (4 BR) a month.

What is the Section 8 payment standard in 15849?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 15849 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 15849?

The FY2026 income limits of the Clearfield County, PA area apply: median family income $84,700, low-income (80%) limit $68,950 for a family of four.