FY2027 Small Area FMR · Saint Michael, PA

ZIP 15951 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 15951 (Saint Michael, PA) is $1,140 a month, up 15.2% from FY2026. That is 12% above the Johnstown, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,140per month ▲ 15.2%

Area-wide 2 BR FMR$1,014Johnstown, PA

Rank in the area7thof 57 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$930▲ 14.8%

1 BR$940▲ 16.0%

2 BR$1,140▲ 15.2%

3 BR$1,580▲ 16.2%

4 BR$1,610▲ 13.4%

FY2027 FY2026

Where 15951 sits in the Johnstown, PA area

Of the 57 ZIP codes HUD lists for the area, 15951 has the 7th highest two-bedroom Small Area FMR. Johnstown, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$930	$837 – $1,023	$832	$810
1 bedroom	$940	$846 – $1,034	$837	$810
2 bedrooms	$1,140	$1,026 – $1,254	$1,014	$990
3 bedrooms	$1,580	$1,422 – $1,738	$1,404	$1,360
4 bedrooms	$1,610	$1,449 – $1,771	$1,429	$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $84,500 and the 80% low-income limit for four people is $68,950. ZIP code 15951 lies mainly in Cambria County. See the Johnstown, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
15956	South Fork	1.8 mi	$1,010
15952	Salix	2.1 mi	$1,060
15930	Dunlo	3.8 mi	$1,010
15921	Beaverdale	3.8 mi	$1,020
15904	Johnstown	3.9 mi	$1,120
15955	Sidman	3.9 mi	$1,020

Questions

What is the Fair Market Rent for ZIP code 15951?

HUD's FY2027 Small Area Fair Market Rents for 15951 are $930 (studio), $940 (1 BR), $1,140 (2 BR), $1,580 (3 BR) and $1,610 (4 BR) a month.

What is the Section 8 payment standard in 15951?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 15951 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 15951?

The FY2026 income limits of the Johnstown, PA area apply: median family income $84,500, low-income (80%) limit $68,950 for a family of four.