FY2027 Small Area FMR · Seward, PA
ZIP 15954 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 15954 (Seward, PA) is $1,010 a month, up 4.1% from FY2026. That is 27% below the Pittsburgh, PA area-wide FMR of $1,389.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 15954 sits in the Pittsburgh, PA area
Of the 393 ZIP codes HUD lists for the area, 15954 has the 361st highest two-bedroom Small Area FMR. Pittsburgh, PA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $909 and $1,111 for two bedrooms.
ZIP code 15954 crosses more than one HUD area. HUD also lists it under Indiana County, PA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $760 | $684 – $836 | $1,075 | $750 |
| 1 bedroom | $850 | $765 – $935 | $1,146 | $830 |
| 2 bedrooms | $1,010 | $909 – $1,111 | $1,389 | $970 |
| 3 bedrooms | $1,360 | $1,224 – $1,496 | $1,773 | $1,290 |
| 4 bedrooms | $1,480 | $1,332 – $1,628 | $1,925 | $1,430 |
A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $110,400 and the 80% low-income limit for four people is $88,300. ZIP code 15954 lies mainly in Indiana County and Westmoreland County. See the Pittsburgh, PA metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 15954?
HUD's FY2027 Small Area Fair Market Rents for 15954 are $760 (studio), $850 (1 BR), $1,010 (2 BR), $1,360 (3 BR) and $1,480 (4 BR) a month.
What is the Section 8 payment standard in 15954?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 15954 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 15954?
The FY2026 income limits of the Pittsburgh, PA area apply: median family income $110,400, low-income (80%) limit $88,300 for a family of four.