Income Limits by County

FY2027 Small Area FMR · Twin Rocks, PA

ZIP 15960 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 15960 (Twin Rocks, PA) is $1,070 a month, down 2.7% from FY2026. That is 6% above the Johnstown, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,070per month ▼ 2.7%
Area-wide 2 BR FMR$1,014Johnstown, PA
Rank in the area15thof 57 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963
2 BR Small Area FMR$1,070
110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 15960 sits in the Johnstown, PA area

$1,010$1,520median $1,030

Of the 57 ZIP codes HUD lists for the area, 15960 has the 15th highest two-bedroom Small Area FMR. Johnstown, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$880$792 – $968$832$890
1 bedroom$880$792 – $968$837$900
2 bedrooms$1,070$963 – $1,177$1,014$1,100
3 bedrooms$1,490$1,341 – $1,639$1,404$1,520
4 bedrooms$1,510$1,359 – $1,661$1,429$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $84,500 and the 80% low-income limit for four people is $68,950. ZIP code 15960 lies mainly in Cambria County. See the Johnstown, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
15922Belsano1.6 mi$1,050
15943Nanty Glo3.1 mi$1,080
15961Vintondale3.5 mi$1,040
15957Strongstown4.2 mi$1,070
15909Johnstown6.1 mi$1,030
15929Dilltown6.5 mi$1,050

Questions

What is the Fair Market Rent for ZIP code 15960?

HUD's FY2027 Small Area Fair Market Rents for 15960 are $880 (studio), $880 (1 BR), $1,070 (2 BR), $1,490 (3 BR) and $1,510 (4 BR) a month.

What is the Section 8 payment standard in 15960?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 15960 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 15960?

The FY2026 income limits of the Johnstown, PA area apply: median family income $84,500, low-income (80%) limit $68,950 for a family of four.