Income Limits by County

FY2027 Small Area FMR · Harmony, PA

ZIP 16037 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 16037 (Harmony, PA) is $1,210 a month, down 9.7% from FY2026. That is 13% below the Pittsburgh, PA area-wide FMR of $1,389.

2-bedroom SAFMR$1,210per month ▼ 9.7%
Area-wide 2 BR FMR$1,389Pittsburgh, PA
Rank in the area205thof 393 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089
2 BR Small Area FMR$1,210
110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 16037 sits in the Pittsburgh, PA area

$1,010$2,080median $1,230

Of the 393 ZIP codes HUD lists for the area, 16037 has the 205th highest two-bedroom Small Area FMR. Pittsburgh, PA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,089 and $1,331 for two bedrooms.

ZIP code 16037 crosses more than one HUD area. HUD also lists it under Lawrence County, PA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$940$846 – $1,034$1,075$1,040
1 bedroom$1,000$900 – $1,100$1,146$1,110
2 bedrooms$1,210$1,089 – $1,331$1,389$1,340
3 bedrooms$1,550$1,395 – $1,705$1,773$1,710
4 bedrooms$1,680$1,512 – $1,848$1,925$1,850

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $110,400 and the 80% low-income limit for four people is $88,300. ZIP code 16037 lies mainly in Butler County, Lawrence County and Beaver County. See the Pittsburgh, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
16123Fombell3.6 mi$1,230
16052Prospect5.4 mi$1,310
16063Zelienople5.6 mi$1,350
16033Evans City5.9 mi$1,560
16027Connoquenessing6.2 mi$1,710
16117Ellwood City6.7 mi$1,110

Questions

What is the Fair Market Rent for ZIP code 16037?

HUD's FY2027 Small Area Fair Market Rents for 16037 are $940 (studio), $1,000 (1 BR), $1,210 (2 BR), $1,550 (3 BR) and $1,680 (4 BR) a month.

What is the Section 8 payment standard in 16037?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 16037 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 16037?

The FY2026 income limits of the Pittsburgh, PA area apply: median family income $110,400, low-income (80%) limit $88,300 for a family of four.