FY2027 Small Area FMR · Cowansville, PA

ZIP 16218 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 16218 (Cowansville, PA) is $1,010 a month, up 4.1% from FY2026. That is 3% below the Armstrong County, PA area-wide FMR of $1,043.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,043Armstrong County, PA

Rank in the area21stof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▲ 6.0%

1 BR$790▲ 6.8%

2 BR$1,010▲ 4.1%

3 BR$1,340▲ 6.3%

4 BR$1,400▲ 2.9%

FY2027 FY2026

Where 16218 sits in the Armstrong County, PA area

Of the 38 ZIP codes HUD lists for the area, 16218 has the 21st highest two-bedroom Small Area FMR. Armstrong County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,043 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$726	$670
1 bedroom	$790	$711 – $869	$816	$740
2 bedrooms	$1,010	$909 – $1,111	$1,043	$970
3 bedrooms	$1,340	$1,206 – $1,474	$1,366	$1,260
4 bedrooms	$1,400	$1,260 – $1,540	$1,430	$1,360

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $81,300 and the 80% low-income limit for four people is $68,950. ZIP code 16218 lies mainly in Armstrong County. See the Armstrong County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
16028	East Brady	2.6 mi	$1,010
16210	Adrian	4.8 mi	$1,010
16259	Templeton	7.3 mi	$1,010
16262	Worthington	7.3 mi	$1,110
16041	Karns City	8.2 mi	$1,210
16248	Rimersburg	8.3 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 16218?

HUD's FY2027 Small Area Fair Market Rents for 16218 are $710 (studio), $790 (1 BR), $1,010 (2 BR), $1,340 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 16218?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 16218 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 16218?

The FY2026 income limits of the Armstrong County, PA area apply: median family income $81,300, low-income (80%) limit $68,950 for a family of four.