FY2027 Small Area FMR · Columbus, PA

ZIP 16405 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 16405 (Columbus, PA) is $1,010 a month, down 1.0% from FY2026. That is 0% equal to the Warren County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▼ 1.0%

Area-wide 2 BR FMR$1,014Warren County, PA

Rank in the area12thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840▼ 1.2%

1 BR$840▼ 1.2%

2 BR$1,010▼ 1.0%

3 BR$1,360▼ 0.7%

4 BR$1,460▲ 2.1%

FY2027 FY2026

Where 16405 sits in the Warren County, PA area

Of the 22 ZIP codes HUD lists for the area, 16405 has the 12th highest two-bedroom Small Area FMR. Warren County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$839	$850
1 bedroom	$840	$756 – $924	$844	$850
2 bedrooms	$1,010	$909 – $1,111	$1,014	$1,020
3 bedrooms	$1,360	$1,224 – $1,496	$1,349	$1,370
4 bedrooms	$1,460	$1,314 – $1,606	$1,446	$1,430

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $80,000 and the 80% low-income limit for four people is $68,950. ZIP code 16405 lies mainly in Warren County. See the Warren County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
16402	Bear Lake	3.4 mi	$1,020
16407	Corry	7.0 mi	$1,100
16436	Spring Creek	7.5 mi	$1,060
14767	Panama	7.7 mi	$1,010
16416	Garland	8.9 mi	$1,050
14724	Clymer	9.9 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 16405?

HUD's FY2027 Small Area Fair Market Rents for 16405 are $840 (studio), $840 (1 BR), $1,010 (2 BR), $1,360 (3 BR) and $1,460 (4 BR) a month.

What is the Section 8 payment standard in 16405?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 16405 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 16405?

The FY2026 income limits of the Warren County, PA area apply: median family income $80,000, low-income (80%) limit $68,950 for a family of four.