Income Limits by County

FY2027 Small Area FMR · Hopewell, PA

ZIP 16650 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 16650 (Hopewell, PA) is $1,160 a month, up 9.4% from FY2026. That is 14% above the Bedford County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,160per month ▲ 9.4%
Area-wide 2 BR FMR$1,014Bedford County, PA
Rank in the area8thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044
2 BR Small Area FMR$1,160
110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 16650 sits in the Bedford County, PA area

$1,010$1,450median $1,090

Of the 32 ZIP codes HUD lists for the area, 16650 has the 8th highest two-bedroom Small Area FMR. Bedford County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$840$756 – $924$737$740
1 bedroom$890$801 – $979$780$810
2 bedrooms$1,160$1,044 – $1,276$1,014$1,060
3 bedrooms$1,470$1,323 – $1,617$1,286$1,340
4 bedrooms$1,750$1,575 – $1,925$1,526$1,610

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $84,900 and the 80% low-income limit for four people is $68,950. ZIP code 16650 lies mainly in Bedford County. See the Bedford County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
16633Defiance4.3 mi$1,150
16672Riddlesburg5.8 mi$1,020
16679Six Mile Run6.0 mi$1,150
16659Loysburg6.2 mi$1,010
16695Woodbury6.8 mi$1,170
16691Wells Tannery8.1 mi$1,070

Questions

What is the Fair Market Rent for ZIP code 16650?

HUD's FY2027 Small Area Fair Market Rents for 16650 are $840 (studio), $890 (1 BR), $1,160 (2 BR), $1,470 (3 BR) and $1,750 (4 BR) a month.

What is the Section 8 payment standard in 16650?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 16650 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 16650?

The FY2026 income limits of the Bedford County, PA area apply: median family income $84,900, low-income (80%) limit $68,950 for a family of four.