FY2027 Small Area FMR · Saxton, PA

ZIP 16678 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 16678 (Saxton, PA) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Bedford County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,014Bedford County, PA

Rank in the area24thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▲ 7.1%

1 BR$800▲ 5.3%

2 BR$1,010▲ 4.1%

3 BR$1,320▲ 6.5%

4 BR$1,570▲ 4.7%

FY2027 FY2026

Where 16678 sits in the Bedford County, PA area

Of the 32 ZIP codes HUD lists for the area, 16678 has the 24th highest two-bedroom Small Area FMR. Bedford County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 16678 crosses more than one HUD area. HUD also lists it under Huntingdon County, PA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$737	$700
1 bedroom	$800	$720 – $880	$780	$760
2 bedrooms	$1,010	$909 – $1,111	$1,014	$970
3 bedrooms	$1,320	$1,188 – $1,452	$1,286	$1,240
4 bedrooms	$1,570	$1,413 – $1,727	$1,526	$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $84,900 and the 80% low-income limit for four people is $68,950. ZIP code 16678 lies mainly in Bedford County and Huntingdon County. See the Bedford County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
16672	Riddlesburg	2.6 mi	$1,020
16634	Dudley	3.5 mi	$1,400
16633	Defiance	4.5 mi	$1,150
16679	Six Mile Run	5.2 mi	$1,150
16695	Woodbury	5.3 mi	$1,170
16621	Broad Top	6.0 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 16678?

HUD's FY2027 Small Area Fair Market Rents for 16678 are $750 (studio), $800 (1 BR), $1,010 (2 BR), $1,320 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 16678?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 16678 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 16678?

The FY2026 income limits of the Bedford County, PA area apply: median family income $84,900, low-income (80%) limit $68,950 for a family of four.