Income Limits by County

FY2027 Small Area FMR · Smethport, PA

ZIP 16749 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 16749 (Smethport, PA) is $1,010 a month, up 3.1% from FY2026. That is 0% equal to the McKean County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 3.1%
Area-wide 2 BR FMR$1,014McKean County, PA
Rank in the area8thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 16749 sits in the McKean County, PA area

$1,010$1,090median $1,010

Of the 22 ZIP codes HUD lists for the area, 16749 has the 8th highest two-bedroom Small Area FMR. McKean County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$749$710
1 bedroom$890$801 – $979$891$840
2 bedrooms$1,010$909 – $1,111$1,014$980
3 bedrooms$1,230$1,107 – $1,353$1,232$1,230
4 bedrooms$1,530$1,377 – $1,683$1,521$1,460

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $84,200 and the 80% low-income limit for four people is $68,950. ZIP code 16749 lies mainly in McKean County. See the McKean County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
16730East Smethport3.1 mi$1,010
16724Crosby5.3 mi$1,010
16726Cyclone6.7 mi$1,040
16733Hazel Hurst8.3 mi$1,010
16744Rew8.5 mi$1,010
16745Rixford10.0 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 16749?

HUD's FY2027 Small Area Fair Market Rents for 16749 are $750 (studio), $890 (1 BR), $1,010 (2 BR), $1,230 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 16749?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 16749 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 16749?

The FY2026 income limits of the McKean County, PA area apply: median family income $84,200, low-income (80%) limit $68,950 for a family of four.