FY2027 Small Area FMR · State College, PA

ZIP 16804 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 16804 (State College, PA) is $1,540 a month, up 9.2% from FY2026. That is 0% equal to the State College, PA area-wide FMR of $1,537.

2-bedroom SAFMR$1,540per month ▲ 9.2%

Area-wide 2 BR FMR$1,537State College, PA

Rank in the area7thof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,386

2 BR Small Area FMR$1,540

110% of SAFMR$1,694

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,280▲ 7.6%

1 BR$1,280▲ 6.7%

2 BR$1,540▲ 9.2%

3 BR$1,980▲ 11.9%

4 BR$2,020▲ 8.0%

FY2027 FY2026

Where 16804 sits in the State College, PA area

Of the 36 ZIP codes HUD lists for the area, 16804 has the 7th highest two-bedroom Small Area FMR. State College, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,537 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,540 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,280	$1,152 – $1,408	$1,274	$1,190
1 bedroom	$1,280	$1,152 – $1,408	$1,282	$1,200
2 bedrooms	$1,540	$1,386 – $1,694	$1,537	$1,410
3 bedrooms	$1,980	$1,782 – $2,178	$1,977	$1,770
4 bedrooms	$2,020	$1,818 – $2,222	$2,020	$1,870

A household renting a two-bedroom home at the Small Area FMR of $1,540 needs about $61,600 a year to keep housing costs at 30% of income. The area median family income is $118,300 and the 80% low-income limit for four people is $94,650. ZIP code 16804 lies mainly in Centre County. See the State College, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
16802	University Park	0.6 mi	$1,700
16801	State College	1.4 mi	$1,670
16803	State College	2.1 mi	$1,730
16851	Lemont	4.3 mi	$1,620
16868	Pine Grove Mills	4.4 mi	$1,670
16827	Boalsburg	4.9 mi	$1,600

Questions

What is the Fair Market Rent for ZIP code 16804?

HUD's FY2027 Small Area Fair Market Rents for 16804 are $1,280 (studio), $1,280 (1 BR), $1,540 (2 BR), $1,980 (3 BR) and $2,020 (4 BR) a month.

What is the Section 8 payment standard in 16804?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 16804 that range is $1,386 to $1,694 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 16804?

The FY2026 income limits of the State College, PA area apply: median family income $118,300, low-income (80%) limit $94,650 for a family of four.