Income Limits by County

FY2027 Small Area FMR · Mineral Springs, PA

ZIP 16855 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 16855 (Mineral Springs, PA) is $1,150 a month, up 1.8% from FY2026. That is 13% above the Clearfield County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,150per month ▲ 1.8%
Area-wide 2 BR FMR$1,014Clearfield County, PA
Rank in the area12thof 59 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035
2 BR Small Area FMR$1,150
110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 16855 sits in the Clearfield County, PA area

$1,010$1,470median $1,010

Of the 59 ZIP codes HUD lists for the area, 16855 has the 12th highest two-bedroom Small Area FMR. Clearfield County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$820$738 – $902$728$840
1 bedroom$900$810 – $990$802$900
2 bedrooms$1,150$1,035 – $1,265$1,014$1,130
3 bedrooms$1,500$1,350 – $1,650$1,328$1,490
4 bedrooms$1,500$1,350 – $1,650$1,333$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $84,700 and the 80% low-income limit for four people is $68,950. ZIP code 16855 lies mainly in Clearfield County. See the Clearfield County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
16825Bigler3.2 mi$1,150
16881Woodland3.6 mi$1,090
16878West Decatur4.3 mi$1,280
16843Hyde4.7 mi$1,010
16876Wallaceton5.1 mi$1,140
16837Glen Richey6.2 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 16855?

HUD's FY2027 Small Area Fair Market Rents for 16855 are $820 (studio), $900 (1 BR), $1,150 (2 BR), $1,500 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 16855?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 16855 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 16855?

The FY2026 income limits of the Clearfield County, PA area apply: median family income $84,700, low-income (80%) limit $68,950 for a family of four.