FY2027 Small Area FMR · Pennsylvania Furnace, PA
ZIP 16865 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 16865 (Pennsylvania Furnace, PA) is $1,510 a month, down 9.6% from FY2026. That is 2% below the State College, PA area-wide FMR of $1,537.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 16865 sits in the State College, PA area
Of the 36 ZIP codes HUD lists for the area, 16865 has the 8th highest two-bedroom Small Area FMR. State College, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,537 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,510 for this ZIP code instead.
ZIP code 16865 crosses more than one HUD area. HUD also lists it under Huntingdon County, PA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,260 | $1,134 – $1,386 | $1,274 | $1,400 |
| 1 bedroom | $1,280 | $1,152 – $1,408 | $1,282 | $1,420 |
| 2 bedrooms | $1,510 | $1,359 – $1,661 | $1,537 | $1,670 |
| 3 bedrooms | $1,890 | $1,701 – $2,079 | $1,977 | $2,100 |
| 4 bedrooms | $2,020 | $1,818 – $2,222 | $2,020 | $2,240 |
A household renting a two-bedroom home at the Small Area FMR of $1,510 needs about $60,400 a year to keep housing costs at 30% of income. The area median family income is $118,300 and the 80% low-income limit for four people is $94,650. ZIP code 16865 lies mainly in Centre County and Huntingdon County. See the State College, PA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 16865?
HUD's FY2027 Small Area Fair Market Rents for 16865 are $1,260 (studio), $1,280 (1 BR), $1,510 (2 BR), $1,890 (3 BR) and $2,020 (4 BR) a month.
What is the Section 8 payment standard in 16865?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 16865 that range is $1,359 to $1,661 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 16865?
The FY2026 income limits of the State College, PA area apply: median family income $118,300, low-income (80%) limit $94,650 for a family of four.