FY2027 Small Area FMR · East Waterford, PA
ZIP 17021 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 17021 (East Waterford, PA) is $1,230 a month, up 9.8% from FY2026. That is 7% below the Chambersburg, PA area-wide FMR of $1,325.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 17021 sits in the Chambersburg, PA area
Of the 34 ZIP codes HUD lists for the area, 17021 has the 34th highest two-bedroom Small Area FMR. Chambersburg, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,325 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.
ZIP code 17021 crosses more than one HUD area. HUD also lists it under Harrisburg-Carlisle, PA (same figures), Huntingdon County, PA (same figures) and Juniata County, PA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $890 | $801 – $979 | $923 | $790 |
| 1 bedroom | $950 | $855 – $1,045 | $1,071 | $860 |
| 2 bedrooms | $1,230 | $1,107 – $1,353 | $1,325 | $1,120 |
| 3 bedrooms | $1,550 | $1,395 – $1,705 | $1,770 | $1,440 |
| 4 bedrooms | $1,790 | $1,611 – $1,969 | $1,900 | $1,670 |
A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $99,800 and the 80% low-income limit for four people is $79,850. ZIP code 17021 lies mainly in Juniata County, Perry County and Franklin County. See the Chambersburg, PA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 17021?
HUD's FY2027 Small Area Fair Market Rents for 17021 are $890 (studio), $950 (1 BR), $1,230 (2 BR), $1,550 (3 BR) and $1,790 (4 BR) a month.
What is the Section 8 payment standard in 17021?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 17021 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 17021?
The FY2026 income limits of the Chambersburg, PA area apply: median family income $99,800, low-income (80%) limit $79,850 for a family of four.