Income Limits by County

FY2027 Small Area FMR · Lemasters, PA

ZIP 17231 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 17231 (Lemasters, PA) is $1,330 a month, down 3.6% from FY2026. That is 0% equal to the Chambersburg, PA area-wide FMR of $1,325.

2-bedroom SAFMR$1,330per month ▼ 3.6%
Area-wide 2 BR FMR$1,325Chambersburg, PA
Rank in the area14thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,197
2 BR Small Area FMR$1,330
110% of SAFMR$1,463

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 17231 sits in the Chambersburg, PA area

$1,230$1,720median $1,330

Of the 34 ZIP codes HUD lists for the area, 17231 has the 14th highest two-bedroom Small Area FMR. Chambersburg, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,325 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,330 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$930$837 – $1,023$923$1,010
1 bedroom$1,080$972 – $1,188$1,071$1,120
2 bedrooms$1,330$1,197 – $1,463$1,325$1,380
3 bedrooms$1,780$1,602 – $1,958$1,770$1,830
4 bedrooms$1,910$1,719 – $2,101$1,900$1,990

A household renting a two-bedroom home at the Small Area FMR of $1,330 needs about $53,200 a year to keep housing costs at 30% of income. The area median family income is $99,800 and the 80% low-income limit for four people is $79,850. ZIP code 17231 lies mainly in Franklin County. See the Chambersburg, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
17252Saint Thomas4.0 mi$1,350
17236Mercersburg6.3 mi$1,330
17225Greencastle7.3 mi$1,250
17224Fort Loudon7.8 mi$1,380
17235Marion8.5 mi$1,390
17233Mc Connellsburg10.5 mi$1,250

Questions

What is the Fair Market Rent for ZIP code 17231?

HUD's FY2027 Small Area Fair Market Rents for 17231 are $930 (studio), $1,080 (1 BR), $1,330 (2 BR), $1,780 (3 BR) and $1,910 (4 BR) a month.

What is the Section 8 payment standard in 17231?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 17231 that range is $1,197 to $1,463 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 17231?

The FY2026 income limits of the Chambersburg, PA area apply: median family income $99,800, low-income (80%) limit $79,850 for a family of four.