FY2027 Small Area FMR · Needmore, PA

ZIP 17238 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 17238 (Needmore, PA) is $1,080 a month, up 2.9% from FY2026. That is 7% above the Fulton County, PA area-wide FMR of $1,014.

2-bedroom SAFMR$1,080per month ▲ 2.9%

Area-wide 2 BR FMR$1,014Fulton County, PA

Rank in the area6thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 5.3%

1 BR$830▲ 2.5%

2 BR$1,080▲ 2.9%

3 BR$1,290▲ 2.4%

4 BR$1,600▼ 4.2%

FY2027 FY2026

Where 17238 sits in the Fulton County, PA area

Of the 18 ZIP codes HUD lists for the area, 17238 has the 6th highest two-bedroom Small Area FMR. Fulton County, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$749	$760
1 bedroom	$830	$747 – $913	$775	$810
2 bedrooms	$1,080	$972 – $1,188	$1,014	$1,050
3 bedrooms	$1,290	$1,161 – $1,419	$1,208	$1,260
4 bedrooms	$1,600	$1,440 – $1,760	$1,500	$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $88,200 and the 80% low-income limit for four people is $70,550. ZIP code 17238 lies mainly in Fulton County. See the Fulton County, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
17212	Big Cove Tannery	4.7 mi	$1,130
17267	Warfordsburg	6.7 mi	$1,010
15536	Crystal Spring	7.7 mi	$1,050
17228	Harrisonville	9.1 mi	$1,020
15533	Breezewood	10.4 mi	$1,070
17236	Mercersburg	10.5 mi	$1,330

Questions

What is the Fair Market Rent for ZIP code 17238?

HUD's FY2027 Small Area Fair Market Rents for 17238 are $800 (studio), $830 (1 BR), $1,080 (2 BR), $1,290 (3 BR) and $1,600 (4 BR) a month.

What is the Section 8 payment standard in 17238?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 17238 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 17238?

The FY2026 income limits of the Fulton County, PA area apply: median family income $88,200, low-income (80%) limit $70,550 for a family of four.