FY2027 Small Area FMR · Upperstrasburg, PA

ZIP 17265 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 17265 (Upperstrasburg, PA) is $1,250 a month, down 2.3% from FY2026. That is 6% below the Chambersburg, PA area-wide FMR of $1,325.

2-bedroom SAFMR$1,250per month ▼ 2.3%

Area-wide 2 BR FMR$1,325Chambersburg, PA

Rank in the area24thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,125

2 BR Small Area FMR$1,250

110% of SAFMR$1,375

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$920▼ 2.1%

1 BR$1,010▼ 2.9%

2 BR$1,250▼ 2.3%

3 BR$1,650▼ 2.4%

4 BR$1,800▼ 2.7%

FY2027 FY2026

Where 17265 sits in the Chambersburg, PA area

Of the 34 ZIP codes HUD lists for the area, 17265 has the 24th highest two-bedroom Small Area FMR. Chambersburg, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,325 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$920	$828 – $1,012	$923	$940
1 bedroom	$1,010	$909 – $1,111	$1,071	$1,040
2 bedrooms	$1,250	$1,125 – $1,375	$1,325	$1,280
3 bedrooms	$1,650	$1,485 – $1,815	$1,770	$1,690
4 bedrooms	$1,800	$1,620 – $1,980	$1,900	$1,850

A household renting a two-bedroom home at the Small Area FMR of $1,250 needs about $50,000 a year to keep housing costs at 30% of income. The area median family income is $99,800 and the 80% low-income limit for four people is $79,850. ZIP code 17265 lies mainly in Franklin County. See the Chambersburg, PA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
17221	Fannettsburg	3.3 mi	$1,250
17271	Willow Hill	4.8 mi	$1,250
17246	Pleasant Hall	6.2 mi	$1,250
17215	Burnt Cabins	7.0 mi	$1,010
17244	Orrstown	7.2 mi	$1,250
17239	Neelyton	7.6 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 17265?

HUD's FY2027 Small Area Fair Market Rents for 17265 are $920 (studio), $1,010 (1 BR), $1,250 (2 BR), $1,650 (3 BR) and $1,800 (4 BR) a month.

What is the Section 8 payment standard in 17265?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 17265 that range is $1,125 to $1,375 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 17265?

The FY2026 income limits of the Chambersburg, PA area apply: median family income $99,800, low-income (80%) limit $79,850 for a family of four.